Medicare and Medicaid: What Is the Difference??

How They Work Together

援助帮助高级女人沃克
何塞里托布里奥尼斯/ Stocksy美国

医疗保险和医疗补助的声音很像。他们甚至看起来都一样,除了最后两个字母在他们的名字。It is not surprising that the programs often get confused in the public eye.To make the most of these programs,you need to understand what makes Medicare and Medicaid the same and different.

3种医疗保险和医疗补助是相同的

  1. Both are health insurance programs. 健康是一种基本的需要,but not everyone can afford private health insurance to get the care they need.7月30日,1965,林顿湾约翰逊签署的医疗保险和医疗补助法律对那些最需要提供保险。
  2. 两者都是由联邦政府。 美国医疗保险和医疗补助服务中心(CMS)是该机构在美国卫生和人类服务部,负责这些项目。CMS组的资格准则和医疗服务应该覆盖。
  3. Both offer medical coverage to the disabled.医疗保险是针对那些在65岁和医疗补助低收入的美国人。然而,程序资格扩展到残疾人。医疗保险有一套残疾的资格要求这是全国,but each state may have different criteria when it comes to Medicaid eligibility.

4种不同的医疗保险和医疗补助

  1. 医疗补助是一个官方程序,but Medicare is not.联邦政府建立了医疗补助的指南,but each state actually runs its own program.因为这个原因,,获得医疗补助因州而异.医疗保险,另一方面,完全是由联邦政府。这导致更均匀的医疗访问不管你生活在哪里,在国。
  2. 医疗补助计划是开放给所有年龄,but Medicare is not. Medicaid covers low-income individuals across all ages — newborns,孩子们,成人,老年人,无论任何潜在的障碍。医疗保险,然而,limits eligibility to those65 years and olderunless there is also a disability that meets specific eligibility criteria.
  3. Medicare has different parts,but Medicaid does not.医疗保险 分成四部分:ABCD.Each part covers a different aspect of medical care (inpatient,门诊病人,or prescription drug costs) and has its own set of rules and成本.你必须注册的每个部分分开。Medicaid is more simple and is not broken down into different parts.You apply for the one program to receive all benefits.
  1. 医疗补助计划帮助你支付医疗保险,但反之亦然。如果你是一个830万的美国人获得医疗保险和医疗补助,你可以把你的双资格的优势。Medicaid may help you to pay off premiums,免赔额,共保费用,医疗保险已经为你。医疗保险将不为任何医疗费用做同样的。医疗保险只支付医疗保险。

一起,医疗保险和医疗补助帮助美国人获得负担得起的保健百万。The programs have different eligibility criteria but offer a needed service for those in need.了解更多看到这些项目可以使你受益。

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